Ordinary loans

Loans are based on your share savings and the ability to repay at reasonable rates. Members are allowed to borrow up to 2 (two) times their shares.

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Motor Power Loan

A facility to purchase Roll on Roll Off (Vehicle must not exceed four (4) years) & New Vehicles up to $200,000.00. 10% down of the total vehicle, legal fees and insurance.

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This is a mortgage loan which finances the purchase of a property or land only, for private use by the owner. Mortgages are given at reasonable rates of interest.

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Christmas Loan

A seasonal twelve months loan with personal limits. The amount that members are able to borrow is assessed on their ability to afford the repayments within twelve months.

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Consumer Durables

By contributing regularly to your Shares Account, we get to know you. A character loan is a type of unsecured loan that is made on the basis of the borrower’s reputation and credit.

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Credit Plus

A revolving twenty-four ( 24) month loan facility with personal limits.

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Annual Premium Plan

Pay for Annual Expenses. Up to 10K for twelve (12) months at a rate of 5%.

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Documents required for loans include

  1. Two (2) of the following government-issued picture & signature identification such as a valid National Identification Card, Passport or Driver’s Permit. Birth Certificate can be used as only if members have one (1) form of identification.
  2. Proof of member’s current residential address (bill must not exceed three (3) months). If the bill is not in your name please provide an authorization letter along with a copy of their government-approved ID.
  3. A recent Job Letter and most recent Pay Slip.
  4. Supporting documents for the loan.
  5. $65 for Transunion fee (where applicable).
  6. For some loan products, you may need to supply further information.

Become a member

Become a member of our Credit Union and let's work together towards your financial goals. Experience PECU Credit Union's difference with excellent options tailored for every stage of your life, the conveniences you expect, and local, personalized service.